FINANCIAL MASTERCLASS SEBAGAI MODEL INTERVENSI PENINGKATAN KEMAMPUAN PENGELOLAAN KEUANGAN SISWA SMK DI ERA CASHLESS SOCIETY
DOI:
https://doi.org/10.58174/s2h9kg31Keywords:
: Financial Masterclass, Financial Literacy, Cashless Society, Vocational Students, Community ServiceAbstract
The rapid development of financial technology has driven Indonesian society toward a cashless society era. However, the ease of digital transactions is not always matched by adequate financial management skills, especially among Vocational High School (SMK) students. This study aims to describe the implementation of the Financial Masterclass program as an intervention model to improve financial literacy among students of SMK As-Su'udiyyah, South Tangerang. The method used is participatory training with an experiential learning approach, covering material delivery, interactive discussion, money tracking practice, and evaluation through quizzes. A total of 35 students participated in this Community Service (PKM) activity. The results showed an average increase in participant understanding of 64.8% from pre-test to post-test scores, covering aspects of pocket money management, distinguishing needs from wants, recording expenditures, utilizing digital financial services, and saving habits. This program has proven effective in enhancing financial literacy awareness and skills among SMK students in the cashless era.
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