DARI KONSUMTIF KE PRODUKTIF: PENGUATAN LITERASI KEUANGAN DIGITAL BAGI GENERASI Z DI SMK AS-SU'UDIYYAH
DOI:
https://doi.org/10.58174/bwzmv061Keywords:
digital financial literacy, Generation Z, consumptive behavior, community service, vocational schoolAbstract
This community service activity aims to enhance digital financial literacy among Generation Z students at SMK As-Su'udiyyah, South Tangerang, through a Financial Masterclass program entitled "Managing Money in the Digital Era". The low financial management capability among vocational high school students, compounded by the ease of digital transactions through e-wallets and e-commerce platforms, has fostered consumptive behavior that potentially harms the financial future of young generations. A participatory training method was applied through interactive lectures, two-way discussions, budget simulation exercises, and evaluative quizzes. Participants consisted of 35 students from grades X and XI, purposively selected based on active usage of digital financial services. Results indicate a significant improvement in participants' understanding of budgeting concepts, the distinction between needs and wants, and expenditure control strategies. The positive response from participants and the school indicates the program's usefulness as a community-based financial education model replicable in other educational institutions.
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